Moving a loved one can be a confusing time for an individual to go through, and multiple things will need to be addressed once you have started contacting funeral homes in Turley, OK. The details will vary depending on the deceased’s wishes and the situation so that the price can fluctuate based on the level of extravagance for the event. Understanding some options to help pay for the services can make all the difference, so here’s more information.
Preplanning
Ideally, when the individual passes away, they will have already been paying on a contract with a funeral home or crematory to help negate some costs. This may also include specific details that they want to have at the event, which can save loved ones an immense amount of time and stress by taking care of them ahead of time.
Insurance
Some individuals might have an insurance policy in place for when they pass away. The policy payout is another option to help cover the costs of the expenses.
Grants
The government offers two different grants to help cover funeral costs if you are unavailable to afford it yourself.
- Bereavement support payment for spouses
- Funeral expenses payment for individuals who qualify for the resources
Estate
The estate could range from bank accounts to prepaid plans that can be accessed to help cover the costs. In most cases, once the death certificate is given to the bank, they will release the funds to the assigned person. But because all businesses are different, we recommend checking with them to ensure you have all the necessary information they require.
Charity
There are a lot of nonprofits and charities that are given allowances to help individuals in need pay for these services. Keep in mind that this might be based on income requirements or any programs an individual might already be enrolled in.
Credit or Loans
In some cases, it might be necessary to get a loan or utilize credit cards to help cover all of the costs. If you choose this option, it’s always good to research moving forward to ensure you are not overpaying in interest.
Crowdfunding
There are options like GoFundMe that create a space for individuals to request help from outside individuals. The friends or family can set up an account specifically for the funeral expenses, which can be contributed to by anyone who chooses to do so.
Agencies
One of the last suggestions is to check with the Social Security Administration or the Veteran’s Administration. Both agencies offer a one-time partial payment to help with funeral services for qualified individuals.
Compassion for all Our Clients
When it comes to looking at funeral homes in Turley, OK, you want the best choice possible, which means a company that understands compassion and care for its clients. We are a locally owned company that takes great pride and helping our clients from start to finish, so if you have any questions or want to schedule an appointment, give us a call today.